Career focused and earning a good income.
Typically, high debt levels due to a home and car loans and spending habits.
This stage of life is usually centred on lifestyle and loan repayments.
Furthermore, your income can easily be consumed by your childrens’ expenses (such as education, sports, holidays),
We would suggest that this is the time to focus on building wealth by investing some of your income and getting on top of your loan repayments.
We do not want you in your 50’s and 60’s saying “if only we started to invest if our 40’s”.