When planning for retirement, it is important that provisions you have made will put you in a strong enough financial position to enjoy a hopefully prosperous, long and content retirement. Your superannuation is likely to be a key component in plans for retirement. In the environment of changing superannuation laws, it is important that you understand the tax efficiency, the contribution limits and investment choices available for you to make the most of your hard earned life savings.
We aim to provide you with some planning solutions as well as some possible alternatives to assist you in making the right informed decisions regarding your superannuation, whilst keeping track of the constantly changing legislative environment.
Planning for retirement consists of two stages;
1. The accumulation stage where you make tax effective savings from surplus income or capital.
2. The withdrawal of income and/or capital from these accumulated assets to provide benefits in retirement.
During both stages we can advise you on the most appropriate course of action to assist you in the achievement of your specific objectives.